Myrtle Beach · VA / Military
VA and Military Buyers in Myrtle Beach, SC
VA financing and PCS timing explained plainly, with the search and the closing built around your report date.
A Quick Note
This page is general information, not legal, tax, insurance, or lending advice. VA loan rules and tax exemptions change, and only the VA, your lender, the South Carolina Department of Revenue, and the county can decide what applies to you. I am a real estate professional, and my part is the search, the contract, and keeping your timeline on track.
Talk VA Loans in Myrtle Beach
VA and Military Buyers in Myrtle Beach
A VA loan buys a home you live in, and inside Myrtle Beach that is the use that pays the least tax by far. The city says the Market Common district was set up in 1994 after the Myrtle Beach Air Force Base closed, and it takes in The Market Common, Grand Park, and Myrtle Beach International Airport.
Care is in the city too. The VA's Charleston health care system lists a Myrtle Beach clinic at 1800 Airpark Drive, with its medical center, the Ralph H. Johnson VA Medical Center, at 109 Bee Street in Charleston. If being close to the clinic matters to you, put it on the list, and I will weigh every address against it. Local to Coastal Realty talks with your lender early, walks every serious property with you, and runs the comps so you see what it is worth before you offer.
Your VA Loan, in Short
According to the VA, a VA-backed purchase loan requires no down payment as long as the sales price does not exceed the appraised value, carries no private mortgage insurance, and has no prepayment penalty. You need a Certificate of Eligibility and must intend to live in the home. With full entitlement, the VA says you have no VA loan limit, as long as you can afford the loan and the appraisal supports the price. Most borrowers pay a one-time funding fee: 2.15 percent for a first-use purchase loan with less than 5 percent down, which is $6,450 on a $300,000 loan, unless an exemption applies, such as receiving VA compensation for a service-connected disability.
What South Carolina Exempts
South Carolina law exempts from property tax the house owned by a veteran who is permanently and totally disabled as a result of a service-connected disability, once a certificate signed by the county service officer is filed with the South Carolina Department of Revenue; a qualified surviving spouse who remains unmarried and lives in the house can keep it. Inside Myrtle Beach that matters more than most places, because a home you live in still carries about 145.5 mills on a 4 percent assessment on Horry County's 2026 levies, roughly $1,746 a year on $300,000.
The Horry County Veterans Affairs Office is at 1949 Industrial Park Road, Suite 101, in Conway, (843) 915-5480, open weekdays from 8 to 5, and helps with VA claims, appeals, and medical enrollment.
Flood Insurance and How I Work
A VA loan is federally backed, so a property in a Special Flood Hazard Area needs flood insurance. We sign a written buyer agreement before touring, as the National Association of REALTORS has required of MLS participants since August 17, 2024. A VA-approved appraiser checks value and the VA's minimum property requirements, and I still recommend a full inspection. Read buying a home with a VA loan and buying a home in Myrtle Beach, then call me.
Sources
The rules and figures above come from these sources, checked in October 2026. VA fees and tax rules change, so your lender, the Department of Revenue, and the county have the final word.
- U.S. Department of Veterans Affairs, VA-backed purchase loans
- U.S. Department of Veterans Affairs, VA home loan limits and entitlement
- U.S. Department of Veterans Affairs, funding fee and closing costs
- South Carolina Code, Title 12, Chapter 37, Section 12-37-220, property tax exemptions
- Horry County Auditor, 2026 tax levies
- Horry County Veterans Affairs
- City of Myrtle Beach, The Market Common
- FEMA, flood risk and lending requirements
- National Association of REALTORS, settlement FAQs, practice changes effective August 17, 2024
- U.S. Department of Veterans Affairs, VA Charleston health care locations
Frequently Asked Questions
Is The Market Common on the old air base?
Yes. The City of Myrtle Beach says The Market Common district was established in 1994 after the Myrtle Beach Air Force Base closed.
Do disabled veterans pay property tax on a Myrtle Beach home?
South Carolina does not charge property tax on the house of a veteran who is permanently and totally disabled from a service-connected disability, once the certificate signed by the county service officer is filed with the Department of Revenue.
Where is the veterans office for Myrtle Beach?
The Horry County Veterans Affairs Office, 1949 Industrial Park Road, Suite 101, Conway, (843) 915-5480.
Myrtle Beach
What va / military looks like in Myrtle Beach
The Grand Strand's Boardwalk, SkyWheel, and Broadway at the Beach, with golf and shopping close by.
Myrtle Beach holds a 1.2-mile Oceanfront Boardwalk, the 187-foot SkyWheel, and shopping at Broadway at the Beach and The Market Common.
The Grand Strand comprises 14 communities along 60 miles of coastline, and Myrtle Beach calls itself the Golf Capital of the World.
The method
How we do it in Myrtle Beach
VA / Military: keep exploring
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