Greensboro · VA / Military

VA and Military Buyers in Greensboro, NC

VA financing and PCS timing explained plainly, with the search and the closing built around your report date.

A Quick Note

This page is general information, not legal, tax, or lending advice. VA loan rules and tax rules change, and only the VA, your lender, and the county tax office can decide what applies to you. I am a real estate professional, and my part is the search, the contract, and keeping your timeline on track.

VA and Military Buyers in Greensboro

If you are buying in Greensboro with a VA loan, the loan works the same as anywhere. What changes here is Guilford's offices, its tax rates, and the paperwork trail for the disabled veteran exclusion, and that is what this page covers. Local to Coastal Realty works Greensboro from my Burlington office. I talk with your lender early so your offer reflects what a VA loan requires, I walk every house with you, and I run the comps so you see what it is worth before you offer.

Guilford County Veteran Services

Guilford County Veteran Services has two offices: one at 2301 West Meadowview Road in Greensboro, 336-641-4684, open Monday through Thursday from 8:30 a.m. to 4:30 p.m. and Friday until noon, and one at 325 East Russell Avenue in High Point, 336-641-7929. That office is your first stop for benefits questions, and it is where the property tax form below gets certified.

For health care, the VA's Salisbury system lists a clinic at 1695 Kernersville Medical Parkway in Kernersville, and its medical center is at 1601 Brenner Avenue in Salisbury. Tell me which VA site you use, and we will factor it into where you look.

Your VA Loan, in Short

According to the VA, a VA-backed purchase loan requires no down payment as long as the sales price does not exceed the appraised value, carries no private mortgage insurance, and has no prepayment penalty. You need a Certificate of Eligibility and must intend to live in the home. With full entitlement, the VA says you have no VA loan limit, as long as you can afford the loan and the appraisal supports the price.

Most borrowers pay a one-time funding fee: 2.15 percent of the loan for a first-use purchase loan with less than 5 percent down, which is $6,450 on a $300,000 loan. You are exempt if you receive VA compensation for a service-connected disability, along with a few other exemptions the VA lists. My page on buying a home with a VA loan covers entitlement, the appraisal, and paying your buyer's agent.

The $45,000 Exclusion, at Guilford County Rates

North Carolina law excludes the first $45,000 of a home's appraised value from property tax for a veteran with a service-connected, permanent, and total disability, or one who has received specially adapted housing benefits, and an unremarried surviving spouse can qualify. The home has to be your permanent residence, and the June 1 deadline applies.

In Guilford, the Tax Department takes the application (Form AV-9) and the disability certification (Form NCDVA-9, certified through a veterans service office) by mail to PO Box 3138 in Greensboro, or by hand at either of its offices, 400 W. Market St. in Greensboro or 325 E. Russell Ave. in High Point, open 8 to 5 on weekdays. The forms can be downloaded or mailed to you on request. Once you are approved, Guilford says you do not need to reapply unless your disability or benefit status changes.

Guilford County's 2026-2027 total rate inside Greensboro is 1.588 per $100 of value, so that exclusion is worth about $715 a year there. In the Town of Summerfield, at 1.0214, it is about $460. I confirm the district on every address.

Retirement Pay and North Carolina

North Carolina lets you deduct military retirement pay on your state return if you served at least 20 years or were medically retired under 10 U.S.C. Chapter 61. If you do not meet either test, ask a tax professional before you count on it.

How I Work With You

We sign a written buyer agreement before touring, as the National Association of REALTORS has required of MLS participants since August 17, 2024. A VA-approved appraiser checks value and the VA's minimum property requirements, and I still recommend a full inspection, because the inspector works for you. I explain the North Carolina contract line by line and keep the inspection, the appraisal, and the closing attorney on schedule. If you are still serving and on orders, my page for VA and military buyers in Fayetteville covers PCS timing. Read buying a home in Greensboro and my Greensboro guide, then call me.

Frequently Asked Questions

Where is the veterans service office in Guilford County?

Guilford County Veteran Services has offices at 2301 West Meadowview Road in Greensboro (336-641-4684) and 325 East Russell Avenue in High Point (336-641-7929).

What is the disabled veteran exclusion worth in Greensboro?

North Carolina excludes the first $45,000 of appraised value. At Guilford County's 2026-2027 total rate of 1.588 per $100 inside Greensboro, that is about $715 a year.

Do I have to reapply for the exclusion every year in Guilford County?

No. Guilford's Tax Department says that once you are approved, you do not need to reapply unless your disability or benefit status changes.

Greensboro

What va / military looks like in Greensboro

A Piedmont Triad hub with a four-mile Downtown Greenway, a free history museum, and a Revolutionary War battlefield.

Greensboro anchors the Piedmont Triad. The Downtown Greenway is a four-mile paved loop around the city center, and the International Civil Rights Center and Museum preserves the site of the 1960 sit-ins.

Guilford Courthouse National Military Park, established in 1917, preserves the site of the March 15, 1781 battle and charges no entrance fee.