Murrells Inlet · VA / Military
VA and Military Buyers in Murrells Inlet, SC
VA financing and PCS timing explained plainly, with the search and the closing built around your report date.
A Quick Note
This page is general information, not legal, tax, insurance, or lending advice. VA loan rules and tax exemptions change, and only the VA, your lender, the South Carolina Department of Revenue, and the county can decide what applies to you. I am a real estate professional, and my part is the search, the contract, and keeping your timeline on track.
Talk VA Loans in Murrells Inlet
VA and Military Buyers in Murrells Inlet
VA and military buyers in Murrells Inlet should know one local wrinkle before anything else: Murrells Inlet sits in both Horry and Georgetown counties, so your county veterans office, your tax bill, and your school district depend on the address. Local to Coastal Realty confirms the county, talks with your lender early, walks every serious house with you, and runs the comps so you see what it is worth before you offer.
Your County Veterans Office
Georgetown County side. Georgetown County Veterans Affairs is at 537 Lafayette Circle in Georgetown, 843-545-3330.
Horry County side. The Horry County Veterans Affairs Office is at 1949 Industrial Park Road, Suite 101, in Conway, (843) 915-5480, open weekdays from 8 to 5.
Either one can help with VA claims and is the county service office to ask about the certificate South Carolina's property tax exemption requires.
For health care, the VA's Charleston system lists a Myrtle Beach clinic at 1800 Airpark Drive, with the Ralph H. Johnson VA Medical Center in Charleston at 109 Bee Street.
South Carolina's Disabled Veteran Exemption
South Carolina law exempts from property tax the house owned by a veteran who is permanently and totally disabled as a result of a service-connected disability, once a certificate signed by the county service officer is filed with the South Carolina Department of Revenue; a qualified surviving spouse who remains unmarried and lives in the house can keep it. Without it, a home you live in on the Georgetown side carries about 128.8 mills on a 4 percent assessment at tax district 41's tax year 2025 rates, roughly $2,061 a year on $400,000, so the exemption is worth that every year.
Your VA Loan, in Short
According to the VA, a VA-backed purchase loan requires no down payment as long as the sales price does not exceed the appraised value, carries no private mortgage insurance, and has no prepayment penalty. You need a Certificate of Eligibility and must intend to live in the home. With full entitlement, the VA says you have no VA loan limit, as long as you can afford the loan and the appraisal supports the price. Most borrowers pay a one-time funding fee: 2.15 percent for a first-use purchase loan with less than 5 percent down, which is $8,600 on a $400,000 loan, unless an exemption applies, such as receiving VA compensation for a service-connected disability.
Near the marsh, flood comes first. A VA loan is federally backed, so a house in a Special Flood Hazard Area needs flood insurance, and I pull the flood zone on every address before you fall for it. The county matters here too: the tax bill, the rental rules, and the veterans office all follow the side of the line the house sits on. We sign a written buyer agreement before touring, as the National Association of REALTORS has required of MLS participants since August 17, 2024. Read buying a home with a VA loan and buying a home in Murrells Inlet, then call me.
Sources
The rules and figures above come from these sources, checked in October 2026. VA fees and tax rules change, so your lender, the Department of Revenue, and the county have the final word.
- Georgetown County Veterans Affairs
- Horry County Veterans Affairs
- South Carolina Code, Title 12, Chapter 37, Section 12-37-220, property tax exemptions
- Georgetown County Auditor, millage rates, tax year 2025
- U.S. Department of Veterans Affairs, VA-backed purchase loans
- U.S. Department of Veterans Affairs, VA home loan limits and entitlement
- U.S. Department of Veterans Affairs, funding fee and closing costs
- FEMA, flood risk and lending requirements
- National Association of REALTORS, settlement FAQs, practice changes effective August 17, 2024
- U.S. Department of Veterans Affairs, VA Charleston health care locations
Frequently Asked Questions
Which veterans office serves Murrells Inlet?
It depends on the county. Georgetown County Veterans Affairs is at 537 Lafayette Circle, Georgetown, 843-545-3330; the Horry County Veterans Affairs Office is at 1949 Industrial Park Road, Suite 101, Conway, (843) 915-5480.
Do disabled veterans pay property tax in South Carolina?
South Carolina does not charge property tax on the house of a veteran who is permanently and totally disabled from a service-connected disability, once the certificate signed by the county service officer is filed with the Department of Revenue.
Can I use a VA loan for a Murrells Inlet rental?
No. The VA says a VA loan buys a home you intend to live in.
Murrells Inlet
What va / military looks like in Murrells Inlet
The Seafood Capital of South Carolina, a half-mile boardwalk over the marsh, and Brookgreen Gardens and Huntington Beach State Park nearby.
Murrells Inlet is known as the Seafood Capital of South Carolina. The MarshWalk is a half-mile wooden boardwalk over a saltwater estuary, lined with seafood restaurants and known for live music.
Brookgreen Gardens holds the largest collection of American figurative sculpture displayed outdoors anywhere in the world, and Huntington Beach State Park is home to Atalaya, the Moorish-style winter home of Archer and Anna Hyatt Huntington.
The method
How we do it in Murrells Inlet
VA / Military: keep exploring
Ready to make your move with Local to Coastal Realty?