Georgetown · Relocation
Relocating to Georgetown, SC
Moving in from out of the area, with a local guide to the neighborhoods and the timing around your move.
A Quick Note
This page is general information, not legal, insurance, or lending advice. Rules and rates change, so please confirm what applies to you with your lender, your insurance agent, your closing attorney, and the agencies named here. I am a real estate professional, and my part is the search and the move.
Relocating to Georgetown, Where Four Rivers Meet
Relocating to Georgetown means moving to South Carolina's third-oldest city, behind Charleston and Beaufort, where the Black, Pee Dee, Waccamaw, and Sampit rivers come together. Georgetown County once grew almost half of the entire U.S. rice crop, and the city keeps that history close. Local to Coastal Realty walks houses for you, sends video, and sets up live video tours. We sign a written buyer agreement before any touring, in person or by video, as the National Association of REALTORS has required of MLS participants since August 17, 2024.
Inside the City, the Historic District, or the County
Inside the city. At the county auditor's tax year 2025 rates, a home you live in carries about 227.2 mills on a 4 percent assessment, including the city's 129.6. The city's 2026-2027 budget notice proposed a higher city levy.
The Historic Buildings District. Between Church Street and the Sampit River, and Wood Street and Meeting Street, exterior renovations, new construction, signage, and demolition need a Certificate of Appropriateness from the city's Architectural Review Board before a permit.
Outside the city. County districts 1, 2, and 3 come to about 133.3 mills for a home you live in, with a county fire district instead of the city levy. For schools, check the address with the Georgetown County School District.
Your First Months
Once you close on a home you live in, apply for South Carolina's 4 percent legal residence rate before the first penalty date for that tax year. Lenders require flood insurance on a federally backed loan for a building in a Special Flood Hazard Area, and the South Carolina Wind and Hail Underwriting Association is the market of last resort for wind and hail in the coastal territory. If you have served, Georgetown County Veterans Affairs is at 537 Lafayette Circle, 843-545-3330.
Your First Weekends
Walk the four-block Harborwalk from the Kaminski House to the Rice Museum, where the Browns Ferry vessel, the oldest known vessel built in the Colonies, is on display, then try the Gullah Museum of Georgetown and the South Carolina Maritime Museum. My Georgetown guide has more, and Murrells Inlet is up the coast. Read buying a home in Georgetown, then call me with your move date.
Sources
The facts above come from these sources, checked in October 2026. Confirm current details with your lender, insurance agent, and closing attorney.
- Discover South Carolina, Discover Georgetown
- City of Georgetown, museums
- Georgetown County Auditor, millage rates, tax year 2025
- City of Georgetown, FY 2026/2027 proposed budget notice
- City of Georgetown, Architectural Review Board
- South Carolina Code, Title 12, Chapter 43, Section 12-43-220, assessment ratios
- FEMA, flood risk and lending requirements
- South Carolina Wind and Hail Underwriting Association, about the Wind Pool
- Georgetown County Veterans Affairs
- National Association of REALTORS, settlement FAQs, practice changes effective August 17, 2024
Frequently Asked Questions
How old is Georgetown, SC?
Discover South Carolina describes it as the state's third-oldest city, behind Charleston and Beaufort.
Is the property tax different inside the city?
Yes. At the county auditor's tax year 2025 rates, a home you live in carries about 227.2 mills inside the city and about 133.3 in county districts 1, 2, and 3.
Can I buy without visiting first?
That is your call. I walk every home, send video, and run live video tours, and we sign the buyer agreement first.
Georgetown
What relocation looks like in Georgetown
South Carolina's third-oldest city, where four rivers meet, with a waterfront Harborwalk and more than 60 antebellum homes.
Georgetown is South Carolina's third-oldest city, behind Charleston and Beaufort, and sits where the Black, Pee Dee, Waccamaw, and Sampit rivers meet. The city has more than 60 antebellum homes.
The Harborwalk runs four blocks along the harbor, between the Kaminski House on one end and the Rice Museum on the other.
Relocation: keep exploring
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